Privacy Notice

**Privacy Policy**

**Last Updated:** [01/11/2025]

**EASYLOAN** (referred to as “we”, “our”, or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our mobile application **EASYLOAN** (the “App”). By accessing or using the App, you agree to the collection and use of information in accordance with this policy.

### 1. **Information We Collect**

When you use the App, we may collect the following types of information:

#### **a. Personal Information**

We may collect certain personal information to enable you to use specific features of the App:

* Name

* Email address

* Phone number

* User-created password for account protection (if applicable)

#### **b. Loan Data**

As part of the core functionality of the App, you may manually enter loan-related details. This data may include:

* Loan amount

* Interest rate

* Loan start date

* Loan end date

* Payment due dates

* Payment amounts

* Loan payment status (e.g., paid, overdue, etc.)

* Any other loan-related information you enter or store in the App

#### **c. Usage Data**

We also collect non-identifiable information about your use of the App to improve functionality and performance. This data may include:

* Device information (e.g., model, operating system version, unique device identifiers)

* IP address

* App usage statistics (e.g., features used, session durations, interactions)

* Location data (only if you choose to enable location-based features)

#### **d. Access to Photos, Contacts, and Location**

The App may request access to the following resources if you choose to use these features:

* **Photos**: If you wish to attach images (e.g., receipts, loan documents) to your loan records, the App may need permission to access your device’s photo library.

* **Contacts**: If you wish to share loan details with others or add lenders/borrowers directly from your contacts, the App may request access to your contact list.

* **Location**: If you enable location-based reminders, the App may request access to your location data. This access will only occur with your explicit consent.

You can manage or revoke these permissions at any time through your device’s settings.

### 2. **How We Use Your Information**

We use the collected information for the following purposes:

* **Loan Record Keeping**: To allow you to enter, manage, and track loan details such as loan amounts, interest rates, payment due dates, and payment status.

* **User Authentication and Account Management**: To manage your account, send account-related notifications, and provide customer support.

* **Personalized Experience**: To personalize your experience based on the information you provide, such as reminders and recommendations based on your loan records.

* **Analytics**: To analyze and improve the App’s performance, usability, and features.

* **Security**: To ensure the security of your loan records and account, and protect against fraud, unauthorized access, or misuse.

### 3. **Data Sharing and Disclosure**

We are committed to not selling, renting, or leasing your personal or loan information to third parties. We may share your information only in the following situations:

* **Service Providers**: We may share your information with third-party vendors and service providers who assist us in providing the App’s services (e.g., hosting services, payment processors, cloud storage). These service providers are required to protect your information and may only use it for purposes related to their services.

* **Legal Compliance**: We may disclose your information if required by law or if we believe it is necessary to comply with legal obligations, protect our rights, prevent fraud, or respond to lawful requests by public authorities.

* **Business Transfers**: In the event of a merger, acquisition, or sale of our business assets, your information may be transferred as part of the transaction. However, the recipient will be bound by the terms of this Privacy Policy.

### 4. **Data Security**

We implement reasonable technical and organizational measures to protect the security of your personal and loan data. This includes encryption, secure data storage, and access controls. However, no method of electronic storage or transmission is 100% secure, and we cannot guarantee the absolute security of your data.

We recommend that you use strong passwords to protect your account and that you do not share your login credentials with anyone.

### 5. **Your Rights and Choices**

Depending on your location, you may have certain rights regarding your personal information. These rights may include:

* **Access and Correction**: You may request access to and correction of your personal data and loan records.

* **Data Deletion**: You may delete your personal information and loan records, subject to certain legal and contractual obligations (e.g., for tax or record-keeping purposes).

* **Opt-Out**: You may choose to opt-out of receiving promotional communications from us by following the unsubscribe instructions in our emails or adjusting your preferences within the App.

* **Permissions Management**: You can manage and revoke permissions related to photos, contacts, and location at any time through your device settings.

To exercise your rights, please contact us at [[support@easyloan8.site](mailto:support@easyloan8.site)].

### 6. **Children’s Privacy**

The App is not intended for use by children under the age of 13. We do not knowingly collect personal information or loan data from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it as soon as possible.

### 7. **International Data Transfers**

If you are located outside of Malaysia, please be aware that your personal and loan data may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws than those in your country. By using the App, you consent to the transfer and processing of your data in accordance with this Privacy Policy.

### 8. **Loan License Information**

**EASYLOAN** is a licensed loan provider with the following license details:

* **License No.**: WL4407/06/01-11/191026

* **License Validity**: 10/10/2024 – 09/10/2026

This license is issued by the relevant regulatory authorities in Malaysia, ensuring that we operate in full compliance with local laws governing loan services.

### 9. **Changes to This Privacy Policy**

We may update this Privacy Policy from time to time. Any changes will be posted in this document, and the "Last Updated" date will be revised. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your data.

### 10. **Contact Us**

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

EASY LOAN SDN BHD (CA0055804-A)

* **License No.**: WL4407/06/01-11/191026

* **License Validity**: 10/10/2024 – 09/10/2026

Email: [[support@easyloan8.site]

Phone: [+6017 - 3969 485]

Address: [NO. 61A, JALAN TUN ABDUL AZIZ, 43000 KAJANG, SELANGOR]

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